What are virtual credit cards is my shopping guide for today, this might be brand new to some of you just like it is for me. We are going to learn from my own research on this type of credit card, I thank you for visiting Gizmos Deals n Steals, feel free to come back at any time.
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What Are Virtual Credit Cards
Let us being with understanding exactly what this type of credit card actually is, then in the remainder of the article, we will learn how to use them effectively. Information and resources are the priority of Gizmos Shopping Guides, so let’s get started educating ourselves right now.
A virtual credit card is a temporary credit card number that you can use while shopping online, as they create temporary account details for the merchant that are only valid for one purchase, so they are of no use to hackers.
They offer a safe and convenient way to pay online and in-store. A virtual card payment is a 16-digit number combination that acts as a non-tangible credit card used to pay back a vendor for a specific transaction.
Virtual credit card numbers are a convenient way to make credit card purchases online. You may see them called virtual credit cards or virtual card numbers, and they allow you to shop online without giving merchants your actual card number.
Now we know the basic ideas of what are virtual credit cards, we are going to move on to learn even more in my next paragraph.
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Where To Get Virtual Credit Cards
I am sure you are wondering why you are able to get your hands on such a treasure, from my research there are two banks highly recommended. Below you can visit these banks’ websites to learn more.
Craving more information on how to get one, you can click on the links above to go directly to whichever bank you prefer, maybe comparing both of them would be a smart shopping idea.
Beginner-Friendly
Virtual cards can be used online, over the phone, via an app, and anywhere you or the merchant can key in the 16-digit virtual card number. Simply plug in your virtual card details and let the payment processor do its job.
Shop at Walmart
WalMart, the nation’s largest retailer, announced in a press release that the retail chain is adding instant access to WalMart credit cards on their WalMart Pay mobile wallet.
Where You Can Use This Payment Method
You will be happy to hear you can use this payment option on any website online, so if you prefer Amazon over Walmart, you can shop safely from either one. This is not limited to shopping, you can order food delivery and other services online as well using this method.
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Ways You Can Use Virtual Credit Cards
By connecting to your online account, you should be able to make transfers to bank accounts. Another way to transfer money from a virtual card to a bank account is to link your virtual card to a PayPal account. PayPal has the option to transfer money to a bank account
Using PayPal is my preferred payment method online, after being hacked several times, I opened a PayPal account which solved this problem.
Pay for Gasoline
Once the virtual card is added, select ‘Pay With Card’ while at a gas station. You will use the same process you would pay with a typical credit card – enter your name, the card number, and the expiration date.
Sending Money
Digital wallet users can download an app, provision a virtual card, make point-of-sale transactions through contactless and scan to pay or push payments
Shop for Flowers n Houseplants
As you can see, you can shop for anything online and even purchase gasoline for your vehicle. We can even order Flowers n Houseplants for special occasions, so the possibilities are endless. This is a very good smart shopper tip to consider seriously, so many of us are being hacked every single day.
Virtual Credit Card Guide
Virtual Credit Card Options are important for me to provide you in this guide, I just found this on the website Wallet Hub. Below is what they recommend in their blog post, so being Gizmo wants to help you here is what they recommend.
- Capital One’s ENO
- Citibank’s Virtual Credit Card
- American Express Go
- J.P. Morgan
- U.S Bank
- IronVest
- Brex Corporate Card
- Divvy for Business Owners
The sources listed above require no additional fees, now that you have a variety of options to compare, let us see what Gizmo has for you next. If this has been an eye-opener, please share it with your friends and family as well.
BBB Scam Tracker Tool
The Better Business Bureau offers consumers the ability to search for scams on their website, this can be a very smart shopper tool to be using. You also can report any scams that you might have experienced as well, so I just thought this would be something useful for you to know about.
Scam Shield App
Maybe you would be interested in the Scam Sheild App, and if so I have included a little about this app for your convenience, you will also find a link for easy access if you are interested in learning more.
- Block unsolicited messages and calls
- Block scam phone calls
- Filter scam SMSes
- Report scam messages
- ScamShield actively works in the background to filter scam messages and calls from numbers used in illegal activities, preventing scammers from contacting you.
- Free to Download
If Scam Shield is something you might want to download on your phone, there is no cost to you for this app. Use the link in this paragraph to go directly to the website, and spreading the word about this on your social media would not be a bad idea.
Smart Shopper Resources
Every guide concludes with a few resources, this is my way of thanking you for reading “What Are Virtual Credit Cards”. Feel free to leave me any comments in my comments section at any time, and if you have any requests leave them also there.
- Smart Shopper Money-Saving Resources
- How to Do Your Grocery Shopping Online
- Shopping Calculator App
- What To Do If You Were Scammed
- Consumer Alerts
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- What Are Virtual Credit Cards
That is all that I have for you at this time, you are more than welcome to come back again to learn more of my smart shopper tips and tricks. Take care, and remember to compare prices before purchasing to get the most for your money.
